For most people, the checking account is the most active account. Paychecks or social security checks go in; bills and payments go out throughout the month. While your checking account may see a lot of activity, you don’t want to be busy taking care of it. At Ben Franklin Bank we’ve designed three checking accounts that don’t require a lot of attention from you. They’re convenient and easy to maintain. All checking accounts offer a free MasterMoney® debit card for 24–hour access to your funds.
Our Free Checking account is ideal for those of you who want the simplest checking account possible.
If you tend to keep a higher balance in your account, and want to earn interest on your funds, then Interest Checking may be right for you. We pay a competitive rate of interest on your entire balance.
( This fee is waived for customers 55 and over.)
Premier Checking rewards those of you who keep a higher balance in your checking account. This tiered account pays a premier rate of interest on your entire balance, and pays even higher rates as your balance goes up. There is no monthly fee if you maintain a minimum daily balance of $10,000 in your checking account or have another Ben Franklin account with a minimum $10,000 balance. You'll enjoy unlimited check writing privileges, plus, a free MasterMoney® debit card.
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