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For most people, the checking account is the most active account. Paychecks or social security checks go in; bills and payments go out throughout the month. While your checking account may see a lot of activity, you don’t want to be busy taking care of it. At Ben Franklin Bank we’ve designed three checking accounts that don’t require a lot of attention from you. They’re convenient and easy to maintain. All checking accounts offer a free MasterMoney® debit card for 24–hour access to your funds.


Free Checking

Our Free Checking account is ideal for those of you who want the simplest checking account possible.

Minimum Balance to Open the Account

$50.00

Minimum Balance Requirement

None

Check Writing

Unlimited

Check Imaging Statement

Yes

Interest Checking

If you tend to keep a higher balance in your account, and want to earn interest on your funds, then Interest Checking may be right for you. We pay a competitive rate of interest on your entire balance.

Minimum Balance to Open the Account

$50.00

Minimum Daily Balance Requirement
to Avoid Imposition of Monthly Fee

$1,000 

Monthly Fee

$12.00

Check Writing

Unlimited

Check Imaging Statement

Yes

( This fee is waived for customers 55 and over.)

Premier Checking

Premier Checking rewards those of you who keep a higher balance in your checking account. This tiered account pays a premier rate of interest on your entire balance, and pays even higher rates as your balance goes up. There is no monthly fee if you maintain a minimum daily balance of $10,000 in your checking account or have another Ben Franklin account with a minimum $10,000 balance. You'll enjoy unlimited check writing privileges, plus, a free MasterMoney® debit card.

Minimum Balance to Open the Account

$50.00

Minimum Daily Balance Requirement
to Avoid Imposition of Monthly Fee

$10,000 

Monthly Fee

$15.00

Check Writing

Unlimited

Check Imaging Statement

Yes

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